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legal adviceAt some point in their life, every person will probably need the help of a lawyer or an attorney, whether it’s for more basic legal advice or help in pleading or defending a case in court. If you get a divorce, are trying to draw up a will or estate plan, facing a foreclosure or other debt-related problems, or are facing criminal charges, you’ll need legal advice and the help of a lawyer or attorney to help sort matters out. Businesses may often retain lawyers and attorneys to help draw up or look over contracts and other agreements and assist with other legal matters. One such area is known as collections — helping businesses or creditors with collecting the debt owed to them. We have a knowledgeable team of Tennessee collection attorneys on hand to help you get the money you’re owed.

When Can I Turn to a Collection Attorney?
Using a collection attorney may not be your first method of action by any means, but it’s a good one to resort to if other methods of collection have failed (notices, phone calls, email, etc.).

Sometimes just knowing that you have a legal force behind you can help the debtor cough up what he or she owes — it’s much harder to ignore a formal letter from an attorney! The collection attorney can also assist with litigation and court proceedings if contacting the debtor does not resolve the outstanding debt. And given that in 2014, there were over 300,000 home repossessions, it seems that collection attorneys have plenty of clients that might need assistance in recovering what they’re owed.

What Else Can a Collection Attorney Do For Me?
A collection attorney is in a good position to give you strong legal advice to help you figure out how to recover the debt you’re owed. However, in addition to recovering debts, a collection attorney can also help enforce rights under liens, and help with repossessing the property (real or personal) or insolvent debtors.

In some cases, this may include taking the case to court, and they can help you navigate that often difficult or complicated process with ease. Having someone with experience in the courtroom on your side can be a huge relief in these types of situations. They’ll also help you with any paperwork that needs to be drafted or reviewed and negotiate any agreements that occur between you and the debtor, to make sure that the proceedings are going fairly and smoothly.

What Should I Look for in a Debt Collection Attorney?
Perhaps one of the first things you should be looking at is the attorney’s reputation, as well as the reputation of their firm. Credentials go hand in hand with their reputation — how long have they been practicing? Do they have experience with cases like yours? Are they known for being fair, honest, and with a good track record?

You’ll also of course want to consider your budget — how much can you afford? Knowing how much money you can spend on an attorney ahead of time will help narrow your choices down, as will finding out how they bill. Do they have a flat fee or will you have to pay by the hour? Find out if the attorney can give you a quote ahead of time to make this easier.

If you can, also try to meet with the attorney in person, and see how you interact with each other. If you feel comfortable with the attorney and he or she seems engaged and interested, it’s probably a good match. You’ll be working closely with your attorney and good communication here is key.

If you find yourself having difficulty collecting your debts as a creditor or a small business, it’s time to call up a collection attorney to help you get the problem solved. They’ll give you expert legal advice and the money you’re fairly owed.